David Giertz and his valuable social security advise
David Giertz recently spoke with Veronica Dagher, a columnist for the Wall Street Journal, on the subject of retirement planning and social security. As a financial advisor for Nationwide Financial with over 40 years of experience in the industry, David Giertz has a lot of knowledge on this subject. According to Giertz, social security is not something most brokers discuss with their clients due to the complexity of the issue on Finra.
Social Security has different benefit levels based on when a person decides to start receiving benefits on wsj.com, and the age at which a client can start receiving full benefits also depends on when the client was born. And those are just a few of the regulations detailed in the handbook which contains 2700 rules. But despite this, 4 out of 5 clients stated in a survey done by Nation Wide that they would change their broker if that broker didn’t advise them on social security at https://www.nationwide.com/about-us/040114-nf-new-mobile-app.jsp.
David Giertz started his career in 1988 at Skokie Federal Savings in Skokie Illinois. He wasn’t there for very long and worked for several different financial institutes before finally landing at Nationwide in 2006. Over the course of his career, David Giertz has taken and passed four certifications: General Securities Representatives Examination in 1986, Uniform Securities Agent State Law Examination in 1987, General Securities Principal Examination in 1992, and Municipal Securities Principal in 1994.